Title Insurance is an insurance policy that protects from loss should the condition of your title be different in the future from when the policy was written.

There are two types of title insurance policies:

1. Owner's Policy: an Owner's Policy insures a new buyer that the seller of the property they are purchasing had clear title to pass
   
   
2. Loan Policy: a Loan Policy insures a buyer's new lender that their loan is in first lien position

When conducting a title search TitleAmerica does an in depth examination of the historical public records concerning a property. A title search should show title defects, encumbrances, restrictions, taxes, mortgages, and judgments to name a few.

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